Tools / Fee Calculator

Crypto Card Fee Calculator

Drag the slider to your monthly spending amount. See exactly what each card costs — sorted cheapest first.

$500
$100$2,500$5,000
CheapestGnosis PayVisa
$0.00
0.00% effective
Load: $0.00FX: $0.00Txn: $0.00Full KYC1% cashback
Nexo CardMastercard
$0.00
0.00% effective
Load: $0.00FX: $0.00Txn: $0.00Full KYC2% cashback
Crypto.com CardVisa
$1.00
0.20% effective
Load: $0.00FX: $1.00Txn: $0.00Full KYC1% cashback
Bybit CardMastercard
$4.50
0.90% effective
Load: $0.00FX: $4.50Txn: $0.00Full KYC2% cashback
HolyheldVisa
$5.00
1.00% effective
Load: $0.00FX: $5.00Txn: $0.00No KYC1% cashback
WirexVisa
$5.00
1.00% effective
Load: $0.00FX: $5.00Txn: $0.00Full KYC0.5% cashback
KASTVisa
$7.50
1.50% effective
Load: $0.00FX: $7.50Txn: $0.00Low KYC
ether.fi CashVisa
$10.00
2.00% effective
Load: $0.00FX: $5.00Txn: $5.00Low KYC
RedotPayVisa
$11.00
2.20% effective
Load: $5.00FX: $6.00Txn: $0.00Medium KYC
Coinbase CardVisa
$14.95
2.99% effective
Load: $12.45FX: $2.50Txn: $0.00Full KYC1% cashback
BitPay CardMastercard
$15.00
3.00% effective
Load: $0.00FX: $15.00Txn: $0.00Full KYC
ZyptoVisa
$17.50
3.50% effective
Load: $7.50FX: $10.00Txn: $0.00Low KYC

Fee calculations based on published card rates as of April 2026. Actual costs may vary with exchange rates, on-chain gas fees, and pre-swap costs. Nexo credit mode interest (0–3.9% APR) not included in the base calculation.

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How We Calculate Fees

Every card charges differently. Some have a load fee when you deposit crypto, others add an FX spread when converting to fiat, and some charge per-transaction fees. We add all three layers plus any monthly subscription to give you the true total cost.

Data comes from our comprehensive 8-card comparison, updated monthly through hands-on testing.

What's Not Included